Texas Insurance Agency


Home Page Empower Insurance Customer Service Make A Payment About Us Contact Us English Spanish Contact Us
Texas Insurance Agency

Woman With UmbrellaCommercial umbrella insurance is like a safety net helping to protect companies from claims made against them. By operating a business, you promise to provide a product or a service to your clients. But mistakes can happen. Expectations change. And in some cases, you simply don’t make good on the promise you’ve made.

In other cases, your customer or client doesn’t believe you’ve done what you’ve promised. Whether you are faced with an expensive lawsuit or claim request, having the right business insurance can help to give you the peace of mind you need.

Umbrella Insurance is More Than Basic

One of the biggest factors impacting businesses today is the high cost of claims. A single claim isn’t just about a medical bill or replacing a defective product. Today, the costs are much higher, often leading to significant losses for a business.

If you have only general liability insurance, basic workers’ compensation insurance or a basic commercial auto insurance policy, you may not have enough financial protection from a sizable lawsuit like this. The good news is there is help available to you.

An umbrella insurance policy provides additional liability insurance to extend further to cover this type of damage. This type of coverage may help provide you with financial support for settlements, judgments from lawsuits and other claims for instances such as:

  • Damage from a liability claim, such as someone being hurt on your property or suffering injury as the result of your product.

  • Damage resulting from an auto accident in which you or your employee causes the damage to their vehicle, person or both.

  • Damage from an employee being excessively hurt or even killed on the job, beyond what your basic workers compensation coverage provides.

Damage claims may include everything from loss of products to loss of life, medical bills, lost time and pain and suffering. Without enough liability insurance, like what commercial umbrella insurance can offer, your business is going to suffer in the long term if you are forced to pay these types of responsibilities.

Yet, most umbrella insurance is affordable and can provide ample protection beyond what your basic business insurance offers. It’s often a very good investment for most business owners.

If you would like to explore Houston commercial umbrella insurance further, call one of Texas Insurance Agency’s agents today at (713) 921-8000.

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive

View Mobile Version
Texas Insurance Agency View Our Latest Insurance News
"Thanks to TIA, our insurance costs have gone down significantly."
Texas Insurance Agency
Texas Insurance Agency
About Us
Get A Quote
Customer Service
Make a Payment
Read Our blog
Contact Us
Auto Insurance
Home Insurance
Renters Insurance
Motorcycle & Boat
Business Insurance
General Liability
Mexico Insurance
More Insurance Types...
Mailing Address
TIA -Texas Insurance Agency
6906 Airline Dr
Houston, TX 77076
Contact Us

Chat Online Now
AMCO/Texas Insurance Agency BBB Business Review
Texas Insurance agency
Employment Opportunities My Policy Location Facebook Twitter Blog RSS Feed Insurance Website Builder Home Page Linkedin Facebook Twitter Blog RSS Feed Google+ LinkedIn Referral Program No License Auto Title Transfer Young Drivers Roadside Assistance